Saturday, 17 June 2017

Find a Recession Beating Insurance Deal

As the recession continues to bite we all need to ensure that we’re getting the most value we can from our hard-earned money. That’s just as true for products like insurance as it is for the things we buy in the supermarket. So how can you be certain you’re getting the best insurance deal?

The insurance market is very competitive, so it’s always worth shopping around. If you’ve been with your current insurer for more than a couple of years then it’s probable you can find a better deal by going elsewhere. There are seldom rewards for loyalty in the current climate. Use the price comparison websites to locate the best deal. A few minutes spent entering your details on the Internet can save you a significant amount of cash. Be careful though, it’s easy to be seduced by a low price but then find that the policy doesn’t have the same features. It’s worth taking your time to ensure you’re comparing like with like. For example on things like the excess insurance can vary enormously.

Whilst you’re comparing different insurers it is worth considering the features you need on your policy. On car insurance, for example, items like loan cars and breakdown cover are included in some policies but cost extra to add to others. If there’s a feature you really need, it pays to look at all the options for providing it. By the same token if there are features you don’t need, like cover for travelling on the continent, then there’s no point in paying for them.

If you’re short of time, you may want to try using a broker. They will do the hard work of seeking out the right policy for you. Brokers also tend to have access to policies that aren’t available elsewhere.

Most of us need more than one type of insurance. If you need to insure your house, your car and maybe your pet, then it’s worth checking if you can save money by using the same company for all of them. Similarly if there are two or more cars in your household a multi-car policy may well be a good way of saving money.

Whilst you need to shop around and compare different products to find the best deal, remember that the best insurance is the one that pays out with minimal hassle when you need to make a claim. It’s therefore vital to ensure that you choose a reputable company. Check out reviews from other customers online. There’s little point in saving a few pounds only to find that you have problems when you need to make a claim.
  • Insurance Buyer’s Checklist
  • Shop around and compare prices
  • Only pay for the features you need
  • See if you can save by having multiple policies with the same insurer
  • Use a broker if you’re short of time
  • Choose a reputable insurer

Author Bio:
Johny works in SEO for a prestigious marketing company. With years of experience in copywriting he enjoys writing about travel, insurance, finance and sport. He has written this article on behalf of Unitrust Insurance Company in UAE, if you are interested to buy a Credit Insurance in Dubai then contact


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